Mortgage advice from the heart

Personal, independent guidance for your home

Expat friendly mortgage advice

Buying a home in the Netherlands can feel complicated, new rules, endless options and a lot of paperwork. I’ll guide you step by step, making sure everything is easy to understand and fits your situation. No jargon. No sales talk. Just honest, personal advice that helps you make confident choices.

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Your mortgage in 4 steps

  • Step 1

    Initial consultation

    Free and independent mortgage advice

  • Step 2

    Mortgage registration

    Non-binding interest offer

  • Step 3

    Final application

    Upload documents

  • Step 4

    Yes! Congratulations!

    The mortgage application has been successfully completed

Leonie van Harten – onafhankelijk hypotheekadviseur bij nieuwbouwproject in de Bollenstreek

Buying your (first) home in the Netherlands is exciting and sometimes overwhelming.

Together, we’ll look at what you can borrow, which mortgage type suits you best and what costs to expect.
You’ll get practical insight and a clear overview, so you know exactly where you stand.

If your current home no longer fits, it’s time for something new.
I’ll help you review your financial options, calculate what’s possible and make your next step smooth and stress-free whether you’re moving to a bigger place or something more compact.

Buying your home

  • Whether you’re exploring possibilities, buying a home or reviewing your current mortgage

    The first meeting is always free and without obligation

  • +31 (0)6 57 68 52 63

    (MA-ZA)

    Maak direct een afspraak
Leonie van Harten in een straat in Leiden – persoonlijk hypotheekadvies in Leiden

Through my partnership with Vita Hypotheekadvies, I have access to more than 35 lenders, including major Dutch banks.

That means you’ll receive independent advice focused entirely on your needs, not on one lender’s products.

You’ll always know what you’re signing, why it suits you, and what the next steps are.

Independent mortgage advice

Discover your maximum mortgage amount?
Personal advice, quick response, one go to person for you.

 

Choose for online or face-2-face mortgage advice.

Based in Warmond, near Leiden, I also work with clients in Oegstgeest, Rijnsburg, Noordwijk, Voorhout, Lisse, Wassenaar and online throughout the World.

Your first meeting is free, always.

Leonie van Harten
van Limburg stirumstraat 21
2361VM Warmond (Leiden Area)
+31-(0)657685263

L.vanharten@vitahypotheekadvies.nl

Feel free to schedule an appointment.

Agenda

Additional Mortgage Services for Expats and Internationals

Refinancing your mortgage
If interest rates or your situation have changed, it might be worth reviewing your current mortgage.
Together we’ll check whether refinancing could reduce your monthly costs or shorten your term, so your mortgage continues to match your life.

Renovating your home
Planning to renovate or extend your home?
You can often finance part of the renovation through your mortgage.
I’ll explain how that works and help you find the right balance between improving your home and keeping your finances healthy.

Making your home more sustainable
Thinking about solar panels, insulation or other energy-efficient upgrades?
These can often be included in your mortgage, allowing you to make your home future-proof and possibly lower your monthly energy bills.
I’ll help you explore the best options for your situation.